Chip and PIN - Value Added Services

Once the migration to Chip and PIN is behind you, or as part of the development of the business case for Chip and PIN, you can start to look at other services that will add value to your business. There are a number of these added value services that this solution can bring all of which are available as turn-key services through the DataCash hosted payment processing platform.

Dynamic Currency Conversion

Add new revenue steams. As well as allowing an international cardholder using a Visa or MasterCard, to pay for goods and services in the currency of the cardholder, Dynamic Currency Conversion service providers, such as FEXCO, give merchants a NEW revenue stream. The service provider rebates the merchant an agreed percentage of the foreign currency turnover on a monthly basis for all DCC transactions processed in that period.

E-Top UP

INGENICO provide an E-Top Up service that will provide access to many different pre-payment services, such as mobile phone pay-as-you-go. This service adds a new revenue stream to the merchant as well as providing a footfall generator.

Stored Value cards

Such as eGift cards provide a new more efficient and easily audited means of managing gift cards, while providing true loyalty. CARDFORM, a specialist provider of stored value payment services, can manage this service. Other forms of stored value card offerings, such as Xmas clubs and goods returned vouchers, are available via the same service.

Cardholder not present

Security facilities will be required for those who have already, or are contemplating, extending the shop front by broadening their sales channels to environments such as call centres, the Internet and self service devices, DataCash are the leading provider of these services.

Direct Debits from Point of Sale

Some merchants will now only process large household items via financial contracts rather than by cash or card. DataCash enables merchants to automate the setting up of AUDDIS of Paperless Direct Debit mandates at the point of sale to process payments for extended warranty payments or hire purchase agreements.

Fraud Screening.

Chip and PIN will not get rid of fraud, it will reduce it. DataCash provides access to state of the art real-time and batch fraud management solutions that help mitigate the risk of accepting fraudulent transactions from your high street, call centre and Internet sales channels.